Social Security Disability

Our country’s Social Security Disability laws are very complex and how they impact you is unique to every situation.  While we provide an overview of the primary benefits provided below, we cannot adequately explain every aspect of each type of claim in a summary.

Because we are committed to giving you the best advice we can, we want to speak to you directly and learn about your situation.  Without a knowledgeable person to guide you, you may believe you are not eligible for benefits, or were unjustly denied. Hiring a lawyer who specializes in Social Security Disability law can help you gain a much better understanding of your rights and best next steps.

Over the years we have represented many trades people, along with clients from many industries including manufacturing, retail, food, health care, and more.  We have also represented people who may have never worked to earn 40 quarters. Regardless of these varying situations, we have had great success in acquiring benefits.

We will help you with your initial application at no cost to you. We can come to you when needed or we can speak by phone. We will give you an honest evaluation of your case. We make ourselves available 24/7 with any concern that may arise.  There is never an initial fee.  We only get paid a fee if we win the case and you receive a financial recovery.

GENERAL INSIGHT – SOCIAL SECURITY BENEFITS

(SSD) Social Security Disability

We have successfully helped many disabled clients receive benefits even though they were denied. The federal government has put in place a system to help people who have become disabled for almost any reason, whether it is physical or mental in nature including illnesses such as Fibromyalgia . Benefits include a monthly financial benefit and health insurance. There are a number of options available.

 (SSDI) Social Security Disability Insurance

If you have worked and earned 40 quarters of benefits (basically 10 years of work with 4 quarters in each year), you may be eligible for Social Security Disability insurance. Your monthly benefit depends on how much you paid into the system over the years. However, you may lose your eligibility if you wait too long to apply (in general the credits expire).  We can explain this to you in more detail when we speak. This type of benefit comes with medical insurance know as Medicare, but there is a waiting period depending on when you were found disabled.

 (SSI) Supplemental Security Income

If your credits have run out, or you never had enough credits, then supplemental security income may be your only option. This is a monthly benefit of a set amount for all recipients, and it changes over time as the government sees fit (such as in the case of cost of living increases). This benefit is affected by spousal income and assets, along with other financial factors that could make you ineligible – even if you are found to be disabled.  Medical insurance with this program is known as Medicaid and is administered through the state.

(DAC) Disabled Adult Children

There are other programs available to adult children disabled prior to age 22, who have not earned 40 quarters. Their eligibility for disability benefits, however, may be eligible based on their parent’s credits.

 DISABLED WIDOWS

Widow’s benefits may be available to widows (age 50 and over) who are found to be disabled. Eligibility depends on how many years ago the spouse died, and how many years they were married.

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